Amer Farmers & Ranchers Mutl
Major Rating Factors:
Weak profitability index (2.3 on a scale of 0 to 10) with operating losses during 2022, 2023 and 2024. Vulnerable liquidity (2.0) as a spike in claims may stretch capacity. History of adequate reserve strength (6.8) as reserves have been consistently at an acceptable level.
Other Rating Factors:
Good overall results on stability tests (5.0) despite. Stability strengths include good risk diversification. Strong long-term capitalization index (7.5) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Stability Factors:
L - Past results on our liquidity tests.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Personal/comm auto (42.0%), farmowners (27.4%), homeowners (25.4%), fire (4.8%), other (0.4%)
Licensed in:
ID, OK
Principal Investments:
Investment grade bonds (70.9%), common stock (12.0%), cash (8.8%), real estate (2.1%), non investment grade bonds (0.6%), other (5.7%)
Corporate Info
Group Affiliation
American Farmers & Ranchers Mutual Ins Co
Investment Rating
--
Company Address
4400 Will Rogers Parkway
Oklahoma City, OK 73108
Oklahoma City, OK 73108
Phone Number
(405) 218-5400
NAIC Number
41475
Website
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