Amer Farmers & Ranchers Mutl
Major Rating Factors:
Weak profitability index (2.3 on a scale of 0 to 10) with operating losses during 2022, 2023, 2024 and the first three months of 2025. Average return on equity over the last five years has been poor at -8.5%. History of adequate reserve strength (6.8) as reserves have been consistently at an acceptable level. Good overall results on stability tests (5.0) despite. Stability strengths include good risk diversification.
Other Rating Factors:
Strong long-term capitalization index (7.5) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Excellent liquidity (7.1) with ample operational cash flow and liquid investments.
Stability Factors:
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Personal/comm auto (42.0%), farmowners (27.4%), homeowners (25.4%), fire (4.8%), other (0.4%)
Licensed in:
ID, OK
Principal Investments:
Investment grade bonds (70.9%), common stock (12.0%), cash (8.8%), real estate (2.1%), non investment grade bonds (0.6%), other (5.7%)
Corporate Info
Group Affiliation
American Farmers & Ranchers Mutual Ins Co
Investment Rating
--
Company Address
4400 Will Rogers Parkway
Oklahoma City, OK 73108
Oklahoma City, OK 73108
Phone Number
(405) 218-5400
NAIC Number
41475
Website
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