C
Amer Farmers & Ranchers Mutl
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.70
Risk Adjusted
Capital Ratio #2
1.30
Loss
Ratio
79.15%
Total
Assets
221.23M
Capital
72.78M
Net
Premiums
178.38M
Net
Income
-8.07M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
2,927
96
3,023
3.18%
22.80%
2023
2,638
363
3,001
12.10%
22.83%
2022
2,011
243
2,254
10.78%
23.10%
2021
0
0
0
0.00%
22.81%
2020
4,363
797
5,160
15.45%
21.51%
2019
2,175
212
2,387
8.88%
22.66%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
3,480
742
4,222
17.57%
39.63%
2023
4,669
839
5,508
15.23%
36.96%
2022
2,407
684
3,091
22.13%
37.07%
2021
1,113
441
1,554
28.38%
39.17%
2020
3,608
1,021
4,629
22.06%
35.42%
2019
1,419
425
1,844
23.05%
35.34%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
2
2
4
50.00%
81.20%
2023
3
2
5
40.00%
74.87%
2022
0
0
0
0.00%
72.69%
2021
0
0
0
0.00%
79.01%
2020
0
0
0
0.00%
80.13%
2019
1
2
3
66.67%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
12.77%
2023
0
1
1
100.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
1
1
100.00%
18.93%
2020
0
1
1
100.00%
20.93%
2019
0
0
0
0.00%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
2,927
95
3,022
3.14%
45.00%
2023
2,637
363
3,000
12.10%
44.64%
2022
2,010
243
2,253
10.79%
46.15%
2021
0
0
0
0.00%
46.87%
2020
0
0
0
0.00%
43.90%
2019
1,172
720
1,892
38.05%
42.09%