B
Alpha P&C Ins Co
DallasTX
Rating Date
October 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
--
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
284
185
469
39.45%
23.31%
2023
552
286
838
34.13%
22.83%
2022
2,361
1,311
3,672
35.70%
23.10%
2021
3,165
2,167
5,332
40.64%
22.81%
2020
2,998
1,757
4,755
36.95%
21.51%
2019
2,504
1,486
3,990
37.24%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
0
1
1
100.00%
47.29%
2022
17
14
31
45.16%
45.44%
2021
73
58
131
44.27%
44.40%
2020
111
68
179
37.99%
42.45%
2019
147
93
240
38.75%
44.33%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2019
3
8
11
72.73%
35.34%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
775
466
1,241
37.55%
45.22%
2023
1,359
770
2,129
36.17%
44.64%
2022
3,479
3,289
6,768
48.60%
46.15%
2021
4,504
5,003
9,507
52.62%
46.87%
2020
3,849
3,999
7,848
50.96%
43.90%
2019
3,928
3,443
7,371
46.71%
42.09%