Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
18
3
21
14.29%
23.31%
2023
20
3
23
13.04%
22.83%
2022
20
3
23
13.04%
23.10%
2021
19
2
21
9.52%
22.81%
2020
18
2
20
10.00%
21.51%
2019
23
3
26
11.54%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
1
1
2
50.00%
47.44%
2023
1
1
2
50.00%
47.29%
2022
1
1
2
50.00%
45.44%
2021
1
1
2
50.00%
44.40%
2020
1
1
2
50.00%
42.45%
2019
1
1
2
50.00%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
2
2
4
50.00%
41.75%
2023
2
2
4
50.00%
38.64%
2022
2
2
4
50.00%
39.39%
2021
2
2
4
50.00%
40.41%
2020
2
4
6
66.67%
48.09%
2019
2
2
4
50.00%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
3
2
5
40.00%
39.58%
2023
3
2
5
40.00%
36.96%
2022
3
2
5
40.00%
37.07%
2021
3
3
6
50.00%
39.17%
2020
4
3
7
42.86%
35.42%
2019
4
3
7
42.86%
35.34%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
81.35%
2023
0
0
0
0.00%
74.87%
2022
0
0
0
0.00%
72.69%
2021
0
0
0
0.00%
79.01%
2020
0
0
0
0.00%
80.13%
2019
0
0
0
0.00%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
12.20%
2023
0
0
0
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
0
0
0
0.00%
20.93%
2019
0
0
0
0.00%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
5
2
7
28.57%
45.22%
2023
5
3
8
37.50%
44.64%
2022
5
3
8
37.50%
46.15%
2021
5
2
7
28.57%
46.87%
2020
5
2
7
28.57%
43.90%
2019
7
3
10
30.00%
42.09%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
84.35%
2023
0
0
0
0.00%
68.07%
2022
0
0
0
0.00%
77.84%
2021
0
0
0
0.00%
84.45%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
64.47%
2023
0
0
0
0.00%
62.55%
2022
0
0
0
0.00%
56.52%
2021
0
0
0
0.00%
62.74%
2020
0
0
0
0.00%
61.51%
2019
0
0
0
0.00%
70.02%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
5
3
8
37.50%
35.33%
2023
5
4
9
44.44%
35.67%
2022
5
3
8
37.50%
37.14%
2021
4
3
7
42.86%
35.46%
2020
4
3
7
42.86%
33.86%
2019
5
3
8
37.50%
34.01%