Rating Date
April 2025
NAIC
Classification
Classification
Risk Adjusted
Capital Ratio #1
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Capital Ratio #2
Loss
Ratio
Ratio
Total
Assets
Assets
Capital
Net
Premiums
Premiums
Net
Income
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
3,096
262
3,358
7.80%
22.80%
2023
2,733
240
2,973
8.07%
22.83%
2022
2,934
279
3,213
8.68%
23.10%
2021
2,601
242
2,843
8.51%
22.81%
2020
2,454
206
2,660
7.74%
21.51%
2019
2,887
313
3,200
9.78%
22.66%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2022
0
0
0
0.00%
11.13%
2021
619
54
673
8.02%
18.93%
2020
0
0
0
0.00%
20.93%
2019
0
0
0
0.00%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
457
126
583
21.61%
45.00%
2023
576
85
661
12.86%
44.64%
2022
559
76
635
11.97%
46.15%
2021
619
54
673
8.02%
46.87%
2020
614
84
698
12.03%
43.90%
2019
819
109
928
11.75%
42.09%