C
American Modern Select Ins Co
Amelia,  OH
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
15.10
Risk Adjusted
Capital Ratio #2
13.60
Loss
Ratio
--
Total
Assets
18.83M
Capital
15.63M
Net
Premiums
-39.15M
Net
Income
88.18K
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
807
90
897
10.03%
22.83%
2022
378
44
422
10.43%
23.10%
2021
304
40
344
11.63%
22.81%
2020
224
27
251
10.76%
21.51%
2019
271
37
308
12.01%
22.66%
2018
280
46
326
14.11%
21.92%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
9
5
14
35.71%
47.29%
2022
4
3
7
42.86%
45.44%
2021
7
3
10
30.00%
44.40%
2020
6
2
8
25.00%
42.45%
2019
7
4
11
36.36%
44.33%
2018
11
6
17
35.29%
44.16%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
11
7
18
38.89%
38.64%
2022
8
6
14
42.86%
39.39%
2021
13
7
20
35.00%
40.41%
2020
16
8
24
33.33%
48.09%
2019
11
8
19
42.11%
43.30%
2018
19
8
27
29.63%
41.13%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
3,312
2,000
5,312
37.65%
36.96%
2022
1,373
878
2,251
39.00%
37.07%
2021
1,514
1,087
2,601
41.79%
39.17%
2020
1,682
856
2,538
33.73%
35.42%
2019
1,382
747
2,129
35.09%
35.34%
2018
1,636
797
2,433
32.76%
34.35%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2020
0
1
1
100.00%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
14
33
47
70.21%
16.34%
2022
7
20
27
74.07%
11.13%
2021
7
11
18
61.11%
18.93%
2020
9
10
19
52.63%
20.93%
2019
20
12
32
37.50%
16.90%
2018
31
22
53
41.51%
11.94%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
37
16
53
30.19%
44.64%
2022
21
9
30
30.00%
46.15%
2021
18
8
26
30.77%
46.87%
2020
12
6
18
33.33%
43.90%
2019
17
9
26
34.62%
42.09%
2018
10
5
15
33.33%
39.60%
Warranty
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2018
0
0
0
0.00%
9.76%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
4
1
5
20.00%
35.67%
2022
3
2
5
40.00%
37.14%
2021
4
1
5
20.00%
35.46%
2020
5
1
6
16.67%
33.86%
2019
5
1
6
16.67%
34.01%
2018
10
1
11
9.09%
32.34%