Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
258
220
478
46.03%
22.82%
2022
228
155
383
40.47%
23.10%
2021
179
160
339
47.20%
22.81%
2020
178
131
309
42.39%
21.51%
2019
199
120
319
37.62%
22.66%
2018
206
107
313
34.19%
21.92%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
323
305
628
48.57%
47.27%
2022
271
314
585
53.68%
45.41%
2021
235
249
484
51.45%
44.40%
2020
213
151
364
41.48%
42.42%
2019
287
163
450
36.22%
44.33%
2018
262
132
394
33.50%
44.16%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
90
87
177
49.15%
38.64%
2022
103
91
194
46.91%
39.39%
2021
56
97
153
63.40%
40.41%
2020
69
132
201
65.67%
48.09%
2019
86
122
208
58.65%
43.30%
2018
74
69
143
48.25%
41.13%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
5
11
16
68.75%
74.81%
2022
2
5
7
71.43%
73.22%
2021
0
0
0
0.00%
79.01%
2020
0
2
2
100.00%
80.13%
2019
0
0
0
0.00%
77.47%
2018
0
0
0
0.00%
77.10%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
24
18
42
42.86%
16.34%
2022
13
30
43
69.77%
11.13%
2021
7
37
44
84.09%
18.93%
2020
5
1
6
16.67%
20.93%
2019
11
18
29
62.07%
16.90%
2018
8
18
26
69.23%
11.94%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
0
0
0
0.00%
62.55%
2022
0
0
0
0.00%
56.52%
2021
0
0
0
0.00%
62.74%
2020
0
0
0
0.00%
61.51%
2019
0
0
0
0.00%
70.02%
2018
1
0
1
0.00%
70.45%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
4,834
4,301
9,135
47.08%
35.70%
2022
4,489
4,232
8,721
48.53%
37.14%
2021
3,652
3,931
7,583
51.84%
35.46%
2020
3,209
4,070
7,279
55.91%
33.86%
2019
3,641
2,963
6,604
44.87%
34.01%
2018
3,613
3,585
7,198
49.81%
32.34%