Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
231
204
435
46.90%
23.88%
2024
297
375
672
55.80%
23.31%
2023
258
220
478
46.03%
22.83%
2022
228
155
383
40.47%
23.10%
2021
179
160
339
47.20%
22.81%
2020
178
131
309
42.39%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
384
184
568
32.39%
49.08%
2024
438
433
871
49.71%
47.46%
2023
323
305
628
48.57%
47.29%
2022
271
314
585
53.68%
45.44%
2021
235
249
484
51.45%
44.40%
2020
213
151
364
41.48%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
41
42
83
50.60%
42.44%
2024
87
98
185
52.97%
41.75%
2023
90
87
177
49.15%
38.64%
2022
103
91
194
46.91%
39.39%
2021
56
97
153
63.40%
40.41%
2020
69
132
201
65.67%
48.09%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
2
10
12
83.33%
83.87%
2024
3
3
6
50.00%
81.44%
2023
5
11
16
68.75%
74.87%
2022
2
5
7
71.43%
72.69%
2021
0
0
0
0.00%
79.01%
2020
0
2
2
100.00%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
22
19
41
46.34%
13.25%
2024
35
34
69
49.28%
12.32%
2023
24
18
42
42.86%
16.34%
2022
13
30
43
69.77%
11.13%
2021
7
37
44
84.09%
18.93%
2020
5
1
6
16.67%
20.93%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
2
2
100.00%
63.59%
2024
0
0
0
0.00%
63.97%
2023
0
0
0
0.00%
62.55%
2022
0
0
0
0.00%
56.52%
2021
0
0
0
0.00%
62.74%
2020
0
0
0
0.00%
61.51%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
4,555
3,934
8,489
46.34%
34.83%
2024
4,584
3,990
8,574
46.54%
35.33%
2023
4,834
4,301
9,135
47.08%
35.67%
2022
4,489
4,232
8,721
48.53%
37.14%
2021
3,652
3,931
7,583
51.84%
35.46%
2020
3,209
4,070
7,279
55.91%
33.86%