Major Rating Factors:
Good profitability index (4.9 on a scale of 0 to 10). Excellent expense controls. Good overall results on stability tests (6.7) despite excessive premium growth. Stability strengths include good operational trends and excellent risk diversification. Fair reserve development (3.6) as reserves have generally been sufficient to cover claims.
Other Rating Factors:
Strong long-term capitalization index (9.9) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Stability Factors:
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Personal/comm auto (79.3%), homeowners (19.7%), other (1.0%)
Licensed in:
All states except DC, DE, HI, MA, ME, NC, ND, NH, NJ, NY, RI, SC, SD, VT, WV
Principal Investments:
Investment grade bonds (61.0%), common stock (36.0%), other (3.0%)
Corporate Info
Group Affiliation
Liberty Mutual Holding Co Inc
Investment Rating
--
Company Address
175 Berkeley Street
Boston, MA 02116
Boston, MA 02116
Phone Number
(617) 357-9500
NAIC Number
39012
Website
Largest Affiliates