B
Western Community Ins Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
10.23
Risk Adjusted
Capital Ratio #2
9.21
Loss
Ratio
--
Total
Assets
88.34M
Capital
52.94M
Net
Premiums
0.00
Net
Income
3.71M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
449
87
536
16.23%
23.88%
2024
447
102
549
18.58%
23.31%
2023
403
148
551
26.86%
22.83%
2022
375
106
481
22.04%
23.10%
2021
373
116
489
23.72%
22.81%
2020
353
90
443
20.32%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
381
43
424
10.14%
49.08%
2024
390
27
417
6.47%
47.46%
2023
384
22
406
5.42%
47.29%
2022
336
32
368
8.70%
45.44%
2021
390
36
426
8.45%
44.40%
2020
330
38
368
10.33%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
315
82
397
20.65%
42.44%
2024
335
91
426
21.36%
41.75%
2023
365
115
480
23.96%
38.64%
2022
365
114
479
23.80%
39.39%
2021
391
106
497
21.33%
40.41%
2020
369
142
511
27.79%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
6
1
7
14.29%
38.98%