Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
1,268
179
1,447
12.37%
23.31%
2023
1,402
198
1,600
12.38%
22.83%
2022
1,365
219
1,584
13.83%
23.10%
2021
1,327
170
1,497
11.36%
22.81%
2020
1,261
166
1,427
11.63%
21.51%
2019
1,605
242
1,847
13.10%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
50
47
97
48.45%
47.44%
2023
45
41
86
47.67%
47.29%
2022
43
40
83
48.19%
45.44%
2021
38
38
76
50.00%
44.40%
2020
46
48
94
51.06%
42.45%
2019
60
42
102
41.18%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
134
131
265
49.43%
41.75%
2023
125
122
247
49.39%
38.64%
2022
121
110
231
47.62%
39.39%
2021
149
131
280
46.79%
40.41%
2020
145
263
408
64.46%
48.09%
2019
144
129
273
47.25%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
210
161
371
43.40%
39.58%
2023
233
174
407
42.75%
36.96%
2022
191
165
356
46.35%
37.07%
2021
239
210
449
46.77%
39.17%
2020
300
230
530
43.40%
35.42%
2019
294
204
498
40.96%
35.34%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
96.06%
2023
0
0
0
0.00%
95.22%
2022
0
0
0
0.00%
96.00%
2021
0
0
0
0.00%
93.58%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
92.29%
2023
0
0
0
0.00%
92.52%
2022
0
0
0
0.00%
92.14%
2021
0
0
0
0.00%
91.74%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
81.35%
2023
0
1
1
100.00%
74.87%
2022
0
1
1
100.00%
72.69%
2021
0
1
1
100.00%
79.01%
2020
0
1
1
100.00%
80.13%
2019
0
2
2
100.00%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
3
11
14
78.57%
12.20%
2023
3
14
17
82.35%
16.34%
2022
4
13
17
76.47%
11.13%
2021
3
16
19
84.21%
18.93%
2020
4
15
19
78.95%
20.93%
2019
6
22
28
78.57%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
317
167
484
34.50%
45.22%
2023
328
185
513
36.06%
44.64%
2022
320
190
510
37.25%
46.15%
2021
319
170
489
34.76%
46.87%
2020
333
153
486
31.48%
43.90%
2019
476
229
705
32.48%
42.09%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
84.35%
2023
0
0
0
0.00%
68.07%
2022
0
0
0
0.00%
77.84%
2021
0
0
0
0.00%
84.45%
2020
0
0
0
0.00%
83.02%
2019
0
0
0
0.00%
81.57%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
1
1
100.00%
64.47%
2023
0
1
1
100.00%
62.55%
2022
0
1
1
100.00%
56.52%
2021
0
1
1
100.00%
62.74%
2020
0
1
1
100.00%
61.51%
2019
0
1
1
100.00%
70.02%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
337
240
577
41.59%
35.33%
2023
332
251
583
43.05%
35.67%
2022
319
241
560
43.04%
37.14%
2021
295
208
503
41.35%
35.46%
2020
255
180
435
41.38%
33.86%
2019
372
210
582
36.08%
34.01%