C
Explorer Ins Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Weiss Ratings Explorer Ins Co
San Diego, CA
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Rating C
Capitalization Index 2.60
Investment Safety Index --
Liquidity Index 6.20
Profitability Index 7.70
Reserve Adequacy Index 9.40
Stability Index 6.10
Company Info Explorer Ins Co
San Diego, CA
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Industry P&C
NAIC Number 40029
Phone Number (858) 350-2400
Website www.icwgroup.com/explorer-auto
Address 15025 Innovation Drive San Diego, CA 92128
Balance Sheet Explorer Ins Co
San Diego, CA
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Total Assets 1.02B
Capital and Reserves Explorer Ins Co
San Diego, CA
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Risk-Adjusted Capital Ratio #1 0.70
Risk-Adjusted Capital Ratio #2 0.40
1-Year Reserve Development -750.00%
2-Year Reserve Development -1,380.00%
Capital 251.57M
Premium to Surplus 170.00%
Reserves to Surplus 190.00%
Investments Explorer Ins Co
San Diego, CA
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 0.58%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Explorer Ins Co
San Diego, CA
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Medical Loss Ratio --
Cash From Underwriting 150.00%
Combined Ratio 100.00%
Expense Ratio 30.00%
Loss Ratio 64.44%
Net Premium Growth 20.00%
Other Medical Explorer Ins Co
San Diego, CA
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Explorer Ins Co
San Diego, CA
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Net Income 8.86M
Net Premium 433.99M
Health Premium --