Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
6,448
7,011
13,459
52.09%
22.80%
2023
995
402
1,397
28.78%
22.83%
2022
12,344
2,717
15,061
18.04%
23.10%
2021
6,077
1,036
7,113
14.56%
22.81%
2020
10,953
1,520
12,473
12.19%
21.51%
2019
18,446
2,621
21,067
12.44%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
102
44
146
30.14%
47.78%
2023
0
0
0
0.00%
47.29%
2022
127
47
174
27.01%
45.44%
2021
118
51
169
30.18%
44.40%
2020
123
52
175
29.71%
42.45%
2019
266
110
376
29.26%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
15
5
20
25.00%
41.49%
2023
20
8
28
28.57%
38.64%
2022
14
7
21
33.33%
39.39%
2021
17
6
23
26.09%
40.41%
2020
18
14
32
43.75%
48.09%
2019
23
10
33
30.30%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
176
578
754
76.66%
39.63%
2023
134
60
194
30.93%
36.96%
2022
300
586
886
66.14%
37.07%
2021
347
227
574
39.55%
39.17%
2020
759
292
1,051
27.78%
35.42%
2019
853
347
1,200
28.92%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
12.77%
2023
0
0
0
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
0
0
0
0.00%
20.93%
2019
0
0
0
0.00%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
908
3,261
4,169
78.22%
45.00%
2023
346
216
562
38.43%
44.64%
2022
2,248
1,993
4,241
46.99%
46.15%
2021
1,363
705
2,068
34.09%
46.87%
2020
2,684
1,065
3,749
28.41%
43.90%
2019
5,169
1,951
7,120
27.40%
42.09%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
64.02%
2023
0
0
0
0.00%
62.55%
2022
0
0
0
0.00%
56.52%
2021
0
0
0
0.00%
62.74%
2020
0
0
0
0.00%
61.51%
2019
0
0
0
0.00%
70.02%