Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
638
98
736
13.32%
23.31%
2023
667
92
759
12.12%
22.83%
2022
655
101
756
13.36%
23.10%
2021
646
126
772
16.32%
22.81%
2020
672
135
807
16.73%
21.51%
2019
829
201
1,030
19.51%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
93
23
116
19.83%
47.44%
2023
85
18
103
17.48%
47.29%
2022
77
15
92
16.30%
45.44%
2021
67
10
77
12.99%
44.40%
2020
66
7
73
9.59%
42.45%
2019
82
9
91
9.89%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
2
0
2
0.00%
41.75%
2023
3
1
4
25.00%
38.64%
2022
8
1
9
11.11%
39.39%
2021
10
1
11
9.09%
40.41%
2020
12
4
16
25.00%
48.09%
2019
11
1
12
8.33%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
135
11
146
7.53%
39.58%
2023
164
8
172
4.65%
36.96%
2022
271
9
280
3.21%
37.07%
2021
120
6
126
4.76%
39.17%
2020
221
7
228
3.07%
35.42%
2019
168
5
173
2.89%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
15
12
27
44.44%
12.20%
2023
12
12
24
50.00%
16.34%
2022
12
7
19
36.84%
11.13%
2021
12
6
18
33.33%
18.93%
2020
12
5
17
29.41%
20.93%
2019
14
5
19
26.32%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
120
58
178
32.58%
45.22%
2023
97
48
145
33.10%
44.64%
2022
105
64
169
37.87%
46.15%
2021
210
235
445
52.81%
46.87%
2020
247
272
519
52.41%
43.90%
2019
424
424
848
50.00%
42.09%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
3
3
6
50.00%
64.47%
2023
1
2
3
66.67%
62.55%
2022
4
3
7
42.86%
56.52%
2021
4
2
6
33.33%
62.74%
2020
3
1
4
25.00%
61.51%
2019
4
2
6
33.33%
70.02%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
60
17
77
22.08%
35.33%
2023
67
16
83
19.28%
35.67%
2022
62
14
76
18.42%
37.14%
2021
59
17
76
22.37%
35.46%
2020
59
15
74
20.27%
33.86%
2019
82
15
97
15.46%
34.01%