Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
1,515
451
1,966
22.94%
23.31%
2023
1,836
508
2,344
21.67%
22.83%
2022
2,153
585
2,738
21.37%
23.10%
2021
2,042
593
2,635
22.50%
22.81%
2020
1,934
448
2,382
18.81%
21.51%
2019
2,460
655
3,115
21.03%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
432
124
556
22.30%
47.44%
2023
400
158
558
28.32%
47.29%
2022
356
133
489
27.20%
45.44%
2021
391
164
555
29.55%
44.40%
2020
312
90
402
22.39%
42.45%
2019
519
152
671
22.65%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
1,248
542
1,790
30.28%
41.75%
2023
1,324
409
1,733
23.60%
38.64%
2022
1,069
393
1,462
26.88%
39.39%
2021
1,089
447
1,536
29.10%
40.41%
2020
1,282
355
1,637
21.69%
48.09%
2019
1,201
436
1,637
26.63%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2022
0
0
0
0.00%
37.07%
2021
4
1
5
20.00%
39.17%
2020
68
16
84
19.05%
35.42%
2019
279
82
361
22.71%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
15
11
26
42.31%
12.20%
2023
17
12
29
41.38%
16.34%
2022
19
10
29
34.48%
11.13%
2021
17
10
27
37.04%
18.93%
2020
16
8
24
33.33%
20.93%
2019
25
7
32
21.88%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
414
146
560
26.07%
45.22%
2023
679
247
926
26.67%
44.64%
2022
906
351
1,257
27.92%
46.15%
2021
863
365
1,228
29.72%
46.87%
2020
819
242
1,061
22.81%
43.90%
2019
1,092
341
1,433
23.80%
42.09%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
64.47%
2023
1
0
1
0.00%
62.55%
2022
5
1
6
16.67%
56.52%
2021
2
1
3
33.33%
62.74%
2020
3
0
3
0.00%
61.51%
2019
2
2
4
50.00%
70.02%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
145
21
166
12.65%
35.33%
2023
121
42
163
25.77%
35.67%
2022
130
50
180
27.78%
37.14%
2021
133
49
182
26.92%
35.46%
2020
123
45
168
26.79%
33.86%
2019
165
78
243
32.10%
34.01%