B
Sagamore Ins Co
Carmel,  IN
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
19.90
Risk Adjusted
Capital Ratio #2
12.10
Loss
Ratio
-7.94%
Total
Assets
218.63M
Capital
173.41M
Net
Premiums
5.36M
Net
Income
1.55M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
23
21
44
47.73%
23.31%
2023
37
25
62
40.32%
22.83%
2022
39
25
64
39.06%
23.10%
2021
59
27
86
31.40%
22.81%
2020
41
18
59
30.51%
21.51%
2019
65
61
126
48.41%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
32
22
54
40.74%
47.44%
2023
28
34
62
54.84%
47.29%
2022
45
35
80
43.75%
45.44%
2021
70
78
148
52.70%
44.40%
2020
92
69
161
42.86%
42.45%
2019
139
112
251
44.62%
44.33%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
12.20%
2023
0
1
1
100.00%
16.34%
2022
0
1
1
100.00%
11.13%
2021
0
1
1
100.00%
18.93%
2020
5
7
12
58.33%
20.93%
2019
7
1
8
12.50%
16.90%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
81
76
157
48.41%
35.33%
2023
151
111
262
42.37%
35.67%
2022
160
88
248
35.48%
37.14%
2021
237
144
381
37.80%
35.46%
2020
432
246
678
36.28%
33.86%
2019
680
372
1,052
35.36%
34.01%