Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
505
4,172
4,677
89.20%
23.31%
2023
3,890
596
4,486
13.29%
22.83%
2022
0
4,918
4,918
100.00%
23.10%
2021
488
3,294
3,782
87.10%
22.81%
2020
2,245
362
2,607
13.89%
21.51%
2019
2,828
439
3,267
13.44%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
236
1,707
1,943
87.85%
47.44%
2023
1,877
308
2,185
14.10%
47.29%
2022
0
2,129
2,129
100.00%
45.44%
2021
260
1,583
1,843
85.89%
44.40%
2020
1,224
222
1,446
15.35%
42.45%
2019
1,569
238
1,807
13.17%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
192
493
685
71.97%
41.75%
2023
498
233
731
31.87%
38.64%
2022
0
1,270
1,270
100.00%
39.39%
2021
231
475
706
67.28%
40.41%
2020
491
298
789
37.77%
48.09%
2019
476
249
725
34.34%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
1
0
1
0.00%
39.58%
2023
0
0
0
0.00%
36.96%
2022
0
2
2
100.00%
37.07%
2021
0
0
0
0.00%
39.17%
2020
0
0
0
0.00%
35.42%
2019
0
0
0
0.00%
35.34%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
3
0
3
0.00%
96.06%
2023
1
4
5
80.00%
95.22%
2022
0
78
78
100.00%
96.00%
2021
8
1
9
11.11%
93.58%
2020
0
4
4
100.00%
94.02%
2019
2
4
6
66.67%
94.59%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
48
242
290
83.45%
12.20%
2023
255
73
328
22.26%
16.34%
2022
0
478
478
100.00%
11.13%
2021
109
267
376
71.01%
18.93%
2020
207
121
328
36.89%
20.93%
2019
356
193
549
35.15%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
248
2,010
2,258
89.02%
45.22%
2023
2,048
274
2,322
11.80%
44.64%
2022
0
2,253
2,253
100.00%
46.15%
2021
211
1,547
1,758
88.00%
46.87%
2020
1,282
175
1,457
12.01%
43.90%
2019
2,056
165
2,221
7.43%
42.09%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
1
1
2
50.00%
64.47%
2023
0
3
3
100.00%
62.55%
2022
0
9
9
100.00%
56.52%
2021
0
2
2
100.00%
62.74%
2020
1
0
1
0.00%
61.51%
2019
1
0
1
0.00%
70.02%