B
Unitrin Safeguard Ins Co
ChicagoIL
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
--
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
3,440
563
4,003
14.06%
22.80%
2023
10,921
1,840
12,761
14.42%
22.83%
2022
17,695
3,796
21,491
17.66%
23.10%
2021
18,789
4,055
22,844
17.75%
22.81%
2020
14,407
2,882
17,289
16.67%
21.51%
2019
9,100
2,573
11,673
22.04%
22.66%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1,413
440
1,853
23.75%
39.63%
2023
2,523
1,063
3,586
29.64%
36.96%
2022
3,166
1,620
4,786
33.85%
37.07%
2021
3,273
2,038
5,311
38.37%
39.17%
2020
2,949
1,948
4,897
39.78%
35.42%
2019
1,112
658
1,770
37.18%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2022
5
0
5
0.00%
11.13%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1,057
918
1,975
46.48%
45.00%
2023
3,412
2,437
5,849
41.67%
44.64%
2022
5,160
4,368
9,528
45.84%
46.15%
2021
5,598
4,277
9,875
43.31%
46.87%
2020
4,482
2,974
7,456
39.89%
43.90%
2019
3,552
2,131
5,683
37.50%
42.09%