B
Physicians Ins A Mutl Co
Seattle,  WA
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
3.06
Risk Adjusted
Capital Ratio #2
1.67
Loss
Ratio
84.98%
Total
Assets
653.10M
Capital
286.21M
Net
Premiums
96.71M
Net
Income
5.24M
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Weiss Ratings Physicians Ins A Mutl Co
Seattle, WA 		Click to
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Rating B
Capitalization Index 8.00
Investment Safety Index --
Liquidity Index 7.40
Profitability Index 4.70
Reserve Adequacy Index 5.90
Stability Index 7.00
Company Info Physicians Ins A Mutl Co
Seattle, WA 		Click to
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Industry P&C
NAIC Number 40738
Phone Number (206) 343-7300
Website www.phyins.com
Address 601 Union Street Seattle, WA 98101
Balance Sheet Physicians Ins A Mutl Co
Seattle, WA 		Click to
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Total Assets 653.10M
Capital and Reserves Physicians Ins A Mutl Co
Seattle, WA 		Click to
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Risk-Adjusted Capital Ratio #1 3.06
Risk-Adjusted Capital Ratio #2 1.67
1-Year Reserve Development 130.00%
2-Year Reserve Development 660.00%
Capital 286.21M
Premium to Surplus 50.00%
Reserves to Surplus 90.00%
Investments Physicians Ins A Mutl Co
Seattle, WA 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 0.01%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Physicians Ins A Mutl Co
Seattle, WA 		Click to
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Medical Loss Ratio --
Cash From Underwriting 90.00%
Combined Ratio 110.00%
Expense Ratio 20.00%
Loss Ratio 84.98%
Net Premium Growth 10.00%
Other Medical Physicians Ins A Mutl Co
Seattle, WA 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Physicians Ins A Mutl Co
Seattle, WA 		Click to
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Net Income 5.24M
Net Premium 96.71M
Health Premium --