B
Virginia Surety Co
ChicagoIL
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
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Capital
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Premiums
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Major Rating Factors: Good overall results on stability tests (6.8 on a scale of 0 to 10) despite. Stability strengths include good operational trends and excellent risk diversification. Strong long-term capitalization index (7.3) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. History of adequate reserve strength (7.0) as reserves have been consistently at an acceptable level.
Other Rating Factors: Excellent profitability index (8.1). Fair liquidity (4.3) as cash resources may not be adequate to cover a spike in claims.
Stability Factors: L - Past results on our liquidity tests. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Other (100%)
Licensed in: All states and Canada, GU, MP, PR, VI
Principal Investments: Investment grade bonds (79.9%), non investment grade bonds (4.9%), preferred stock (2.4%), cash (1.0%), common stock (0.9%), other (11.0%)
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Investments in Affiliates
Corporate Info
Group Affiliation
Assurant Inc
Investment Rating
AIZ
Company Address
175 West Jackson Boulevard
Chicago, IL 60604
Phone Number
(312) 356-3000
NAIC Number
40827
Largest Affiliates