Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
196
310
506
61.26%
23.88%
2024
28
64
92
69.57%
23.31%
2023
0
5
5
100.00%
22.83%
2022
4
67
71
94.37%
23.10%
2021
0
90
90
100.00%
22.81%
2020
12
167
179
93.30%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
384
430
814
52.83%
49.08%
2024
15
26
41
63.41%
47.46%
2023
0
1
1
100.00%
47.29%
2022
13
24
37
64.86%
45.44%
2021
1
42
43
97.67%
44.40%
2020
25
98
123
79.67%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
258
269
527
51.04%
42.44%
2024
3
15
18
83.33%
41.75%
2023
0
8
8
100.00%
38.64%
2022
5
25
30
83.33%
39.39%
2021
0
66
66
100.00%
40.41%
2020
84
476
560
85.00%
48.09%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
44
2
46
4.35%
83.87%
2024
6
43
49
87.76%
81.44%
2023
0
0
0
0.00%
74.87%
2022
127
57
184
30.98%
72.69%
2021
109
134
243
55.14%
79.01%
2020
157
109
266
40.98%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
3,999
143
4,142
3.45%
13.25%
2024
974
24
998
2.40%
12.32%
2023
0
0
0
0.00%
16.34%
2022
2,977
44
3,021
1.46%
11.13%
2021
885
32
917
3.49%
18.93%
2020
329
38
367
10.35%
20.93%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
43
4
47
8.51%
84.76%
2024
11
3
14
21.43%
84.35%
2023
0
0
0
0.00%
68.07%
2022
68
10
78
12.82%
77.84%
2021
2
3
5
60.00%
84.45%
2020
32
2
34
5.88%
83.02%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
578
52
630
8.25%
63.59%
2024
43
15
58
25.86%
63.97%
2023
0
0
0
0.00%
62.55%
2022
786
85
871
9.76%
56.52%
2021
86
88
174
50.57%
62.74%
2020
625
169
794
21.28%
61.51%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
67
342
409
83.62%
34.83%
2024
4
0
4
0.00%
35.33%
2023
0
7
7
100.00%
35.67%
2022
3
27
30
90.00%
37.14%
2021
0
23
23
100.00%
35.46%
2020
8
40
48
83.33%
33.86%