Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
9,598
746
10,344
7.21%
23.31%
2023
10,302
811
11,113
7.30%
22.83%
2022
10,203
821
11,024
7.45%
23.10%
2021
9,122
705
9,827
7.17%
22.81%
2020
8,009
637
8,646
7.37%
21.51%
2019
9,610
826
10,436
7.91%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
281
455
736
61.82%
47.45%
2023
283
432
715
60.42%
47.29%
2022
266
389
655
59.39%
45.44%
2021
273
338
611
55.32%
44.40%
2020
298
348
646
53.87%
42.45%
2019
444
415
859
48.31%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
212
230
442
52.04%
41.74%
2023
227
230
457
50.33%
38.64%
2022
221
219
440
49.77%
39.39%
2021
247
257
504
50.99%
40.41%
2020
267
424
691
61.36%
48.09%
2019
279
489
768
63.67%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
2,801
157
2,958
5.31%
39.58%
2023
3,043
203
3,246
6.25%
36.96%
2022
2,493
161
2,654
6.07%
37.07%
2021
2,638
192
2,830
6.78%
39.17%
2020
2,568
131
2,699
4.85%
35.42%
2019
2,134
105
2,239
4.69%
35.34%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
0
0
0
0.00%
92.52%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
4
1
5
20.00%
81.44%
2023
3
1
4
25.00%
74.87%
2022
4
1
5
20.00%
72.69%
2021
3
0
3
0.00%
79.01%
2020
3
1
4
25.00%
80.13%
2019
3
1
4
25.00%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
19
101
120
84.17%
12.32%
2023
18
91
109
83.49%
16.34%
2022
19
78
97
80.41%
11.13%
2021
18
45
63
71.43%
18.93%
2020
25
40
65
61.54%
20.93%
2019
29
85
114
74.56%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
1,460
385
1,845
20.87%
45.22%
2023
1,564
386
1,950
19.79%
44.64%
2022
1,461
417
1,878
22.20%
46.15%
2021
1,361
318
1,679
18.94%
46.87%
2020
1,279
237
1,516
15.63%
43.90%
2019
1,807
330
2,137
15.44%
42.09%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
84.35%
2023
0
0
0
0.00%
68.07%
2022
0
0
0
0.00%
77.84%
2021
0
0
0
0.00%
84.45%
2020
0
0
0
0.00%
83.02%
2019
0
0
0
0.00%
81.57%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
4
4
100.00%
63.97%
2023
0
2
2
100.00%
62.55%
2022
0
2
2
100.00%
56.52%
2021
1
1
2
50.00%
62.74%
2020
0
2
2
100.00%
61.51%
2019
1
3
4
75.00%
70.02%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
677
244
921
26.49%
35.33%
2023
684
249
933
26.69%
35.67%
2022
712
291
1,003
29.01%
37.14%
2021
713
134
847
15.82%
35.46%
2020
685
239
924
25.87%
33.86%
2019
985
165
1,150
14.35%
34.01%