C
Navigators Ins Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
158
79
237
33.33%
22.80%
2023
161
75
236
31.78%
22.83%
2022
114
84
198
42.42%
23.10%
2021
101
38
139
27.34%
22.81%
2020
95
28
123
22.76%
21.51%
2019
115
41
156
26.28%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
345
235
580
40.52%
47.78%
2023
337
222
559
39.71%
47.29%
2022
275
188
463
40.60%
45.44%
2021
247
168
415
40.48%
44.40%
2020
308
188
496
37.90%
42.45%
2019
506
0
506
0.00%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
56
148
204
72.55%
41.49%
2023
67
323
390
82.82%
38.64%
2022
72
321
393
81.68%
39.39%
2021
51
126
177
71.19%
40.41%
2020
22
52
74
70.27%
48.09%
2019
19
87
106
82.08%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
0
0
0
0.00%
36.96%
2022
0
0
0
0.00%
37.07%
2021
0
0
0
0.00%
39.17%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1
156
157
99.36%
96.35%
2023
0
49
49
100.00%
95.21%
2022
3
11
14
78.57%
96.00%
2021
0
13
13
100.00%
93.58%
2020
0
22
22
100.00%
94.02%
2019
1
0
1
0.00%
94.59%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
14
367
381
96.33%
81.20%
2023
12
345
357
96.64%
74.87%
2022
11
425
436
97.48%
72.69%
2021
19
729
748
97.46%
79.01%
2020
35
709
744
95.30%
80.13%
2019
27
861
888
96.96%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
49
451
500
90.20%
12.77%
2023
74
534
608
87.83%
16.34%
2022
55
628
683
91.95%
11.13%
2021
75
729
804
90.67%
18.93%
2020
97
726
823
88.21%
20.93%
2019
2
325
327
99.39%
16.90%