B
AmGUARD Ins Co
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.60
Risk Adjusted
Capital Ratio #2
0.40
Loss
Ratio
127.74%
Total
Assets
1.87B
Capital
245.04M
Net
Premiums
301.78M
Net
Income
-47.92M
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Weiss Ratings AmGUARD Ins Co
Wilkes-Barre, PA 		Click to
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Rating B
Capitalization Index 2.10
Investment Safety Index --
Liquidity Index 10.00
Profitability Index 2.90
Reserve Adequacy Index 2.50
Stability Index 4.40
Company Info AmGUARD Ins Co
Wilkes-Barre, PA 		Click to
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Industry P&C
NAIC Number 42390
Phone Number --
Website www.guard.com
Address 39 Public Square Wilkes-Barre, PA 18701
Balance Sheet AmGUARD Ins Co
Wilkes-Barre, PA 		Click to
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Total Assets 1.87B
Capital and Reserves AmGUARD Ins Co
Wilkes-Barre, PA 		Click to
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Risk-Adjusted Capital Ratio #1 0.60
Risk-Adjusted Capital Ratio #2 0.40
1-Year Reserve Development 4,100.00%
2-Year Reserve Development 4,830.00%
Capital 245.04M
Premium to Surplus 100.00%
Reserves to Surplus 220.00%
Investments AmGUARD Ins Co
Wilkes-Barre, PA 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios AmGUARD Ins Co
Wilkes-Barre, PA 		Click to
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Medical Loss Ratio --
Cash From Underwriting 50.00%
Combined Ratio 150.00%
Expense Ratio 30.00%
Loss Ratio 127.74%
Net Premium Growth -20.00%
Other Medical AmGUARD Ins Co
Wilkes-Barre, PA 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability AmGUARD Ins Co
Wilkes-Barre, PA 		Click to
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Net Income -47.92M
Net Premium 301.78M
Health Premium --