A
Frandisco P&C Ins Co
Toccoa,  GA
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
7.73
Risk Adjusted
Capital Ratio #2
5.77
Loss
Ratio
9.50%
Total
Assets
197.12M
Capital
139.28M
Net
Premiums
48.96M
Net
Income
14.58M
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Weiss Ratings Frandisco P&C Ins Co
Toccoa, GA 		Click to
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Rating A
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 7.00
Profitability Index 7.40
Reserve Adequacy Index 9.20
Stability Index 4.20
Company Info Frandisco P&C Ins Co
Toccoa, GA 		Click to
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Industry P&C
NAIC Number 42536
Phone Number (706) 886-7571
Website www.1ffc.com
Address 135 East Tugalo Street Toccoa, GA 30577
Balance Sheet Frandisco P&C Ins Co
Toccoa, GA 		Click to
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Total Assets 197.12M
Capital and Reserves Frandisco P&C Ins Co
Toccoa, GA 		Click to
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Risk-Adjusted Capital Ratio #1 7.73
Risk-Adjusted Capital Ratio #2 5.77
1-Year Reserve Development -140.00%
2-Year Reserve Development -160.00%
Capital 139.28M
Premium to Surplus 40.00%
Reserves to Surplus 0.00%
Investments Frandisco P&C Ins Co
Toccoa, GA 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Frandisco P&C Ins Co
Toccoa, GA 		Click to
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Medical Loss Ratio --
Cash From Underwriting 160.00%
Combined Ratio 60.00%
Expense Ratio 50.00%
Loss Ratio 9.50%
Net Premium Growth 20.00%
Other Medical Frandisco P&C Ins Co
Toccoa, GA 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Frandisco P&C Ins Co
Toccoa, GA 		Click to
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Net Income 14.58M
Net Premium 48.96M
Health Premium --