B
American Modern P&C Ins Co
Amelia,  OH
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
9.80
Risk Adjusted
Capital Ratio #2
8.80
Loss
Ratio
--
Total
Assets
631.35M
Capital
123.77M
Net
Premiums
-68.51M
Net
Income
10.42M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
1,412
157
1,569
10.01%
22.83%
2022
416
48
464
10.34%
23.10%
2021
334
43
377
11.41%
22.81%
2020
246
30
276
10.87%
21.51%
2019
164
21
185
11.35%
22.66%
2018
28
5
33
15.15%
21.92%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
16
8
24
33.33%
47.29%
2022
5
3
8
37.50%
45.44%
2021
8
3
11
27.27%
44.40%
2020
6
2
8
25.00%
42.45%
2019
4
2
6
33.33%
44.33%
2018
1
1
2
50.00%
44.16%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
20
12
32
37.50%
38.64%
2022
9
7
16
43.75%
39.39%
2021
14
7
21
33.33%
40.41%
2020
17
9
26
34.62%
48.09%
2019
5
0
5
0.00%
43.30%
2018
2
1
3
33.33%
41.13%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
5,796
3,500
9,296
37.65%
36.96%
2022
1,511
966
2,477
39.00%
37.07%
2021
1,665
1,196
2,861
41.80%
39.17%
2020
1,851
941
2,792
33.70%
35.42%
2019
836
452
1,288
35.09%
35.34%
2018
164
80
244
32.79%
34.35%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2020
0
1
1
100.00%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
24
58
82
70.73%
16.34%
2022
8
22
30
73.33%
11.13%
2021
8
13
21
61.90%
18.93%
2020
10
11
21
52.38%
20.93%
2019
5
6
11
54.55%
16.90%
2018
3
2
5
40.00%
11.94%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
64
29
93
31.18%
44.64%
2022
23
10
33
30.30%
46.15%
2021
20
9
29
31.03%
46.87%
2020
13
7
20
35.00%
43.90%
2019
10
5
15
33.33%
42.09%
2018
1
0
1
0.00%
39.60%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
6
2
8
25.00%
35.67%
2022
3
2
5
40.00%
37.14%
2021
5
1
6
16.67%
35.46%
2020
5
1
6
16.67%
33.86%
2019
3
1
4
25.00%
34.01%
2018
1
0
1
0.00%
32.34%