C
Narragansett Bay Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Weiss Ratings Narragansett Bay Ins Co
Johnston, RI
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Rating C
Capitalization Index 3.90
Investment Safety Index --
Liquidity Index 5.10
Profitability Index 3.50
Reserve Adequacy Index 6.90
Stability Index 6.60
Company Info Narragansett Bay Ins Co
Johnston, RI
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Industry P&C
NAIC Number 43001
Phone Number (401) 725-5600
Website www.nbic.com
Address 1301 Atwood Avenue Johnston, RI 02919
Balance Sheet Narragansett Bay Ins Co
Johnston, RI
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Total Assets 429.05M
Capital and Reserves Narragansett Bay Ins Co
Johnston, RI
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Risk-Adjusted Capital Ratio #1 0.86
Risk-Adjusted Capital Ratio #2 0.60
1-Year Reserve Development -150.00%
2-Year Reserve Development 40.00%
Capital 88.50M
Premium to Surplus 220.00%
Reserves to Surplus 90.00%
Investments Narragansett Bay Ins Co
Johnston, RI
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Narragansett Bay Ins Co
Johnston, RI
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Medical Loss Ratio --
Cash From Underwriting 110.00%
Combined Ratio 90.00%
Expense Ratio 20.00%
Loss Ratio 69.78%
Net Premium Growth 10.00%
Other Medical Narragansett Bay Ins Co
Johnston, RI
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Narragansett Bay Ins Co
Johnston, RI
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Net Income 18.12M
Net Premium 197.57M
Health Premium --