B
Insurors Indemnity Co
WacoTX
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
270
160
430
37.21%
41.49%
2023
343
0
343
0.00%
38.64%
2022
0
0
0
0.00%
39.39%
2021
317
169
486
34.77%
40.41%
2020
191
200
391
51.15%
48.09%
2019
142
84
226
37.17%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
625
373
998
37.37%
39.63%
2023
7,672
-6,339
1,333
-475.54%
36.96%
2022
0
0
0
0.00%
37.07%
2021
494
304
798
38.10%
39.17%
2020
396
220
616
35.71%
35.42%
2019
350
165
515
32.04%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1
1
2
50.00%
12.77%
2023
0
0
0
0.00%
16.34%
2022
0
2
2
100.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
2
3
5
60.00%
20.93%
2019
3
0
3
0.00%
16.90%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
64.02%
2023
0
0
0
0.00%
62.55%
2022
3
1
4
25.00%
56.52%
2021
1
0
1
0.00%
62.74%
2020
1
0
1
0.00%
61.51%
2019
0
0
0
0.00%
70.02%