A
State Farm Lloyds
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
3.65
Risk Adjusted
Capital Ratio #2
3.00
Loss
Ratio
67.82%
Total
Assets
7.66B
Capital
3.78B
Net
Premiums
3.37B
Net
Income
365.55M
My Lists My Alerts
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
1,810
923
2,733
33.77%
42.44%
2024
3,419
1,949
5,368
36.31%
41.75%
2023
2,371
1,190
3,561
33.42%
38.64%
2022
1,606
904
2,510
36.02%
39.39%
2021
3,655
1,860
5,515
33.73%
40.41%
2020
1,597
1,344
2,941
45.70%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
73,765
33,820
107,585
31.44%
38.98%
2024
89,392
63,636
153,028
41.58%
39.58%
2023
81,966
45,964
127,930
35.93%
36.96%
2022
45,056
32,591
77,647
41.97%
37.07%
2021
99,002
57,592
156,594
36.78%
39.17%
2020
60,730
35,555
96,285
36.93%
35.42%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
0
0
0.00%
94.16%
2024
0
0
0
0.00%
92.29%
2023
0
0
0
0.00%
92.52%
2022
0
0
0
0.00%
92.14%
2021
0
0
0
0.00%
91.74%
2020
0
0
0
0.00%
93.85%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
1
1
2
50.00%
13.25%
2024
2
8
10
80.00%
12.32%
2023
5
7
12
58.33%
16.34%
2022
1
8
9
88.89%
11.13%
2021
6
5
11
45.45%
18.93%
2020
6
7
13
53.85%
20.93%