B
Aspen American Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
0
0
0.00%
23.88%
2021
0
0
0
0.00%
22.81%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
1
9
10
90.00%
49.08%
2024
0
0
0
0.00%
47.46%
2023
0
0
0
0.00%
47.29%
2022
0
0
0
0.00%
45.44%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
161
30
191
15.71%
42.44%
2024
189
0
189
0.00%
41.75%
2023
382
0
382
0.00%
38.64%
2022
470
0
470
0.00%
39.39%
2021
572
0
572
0.00%
40.41%
2020
660
0
660
0.00%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
1
1
100.00%
38.98%
2024
0
0
0
0.00%
39.58%
2023
86
0
86
0.00%
36.96%
2022
107
0
107
0.00%
37.07%
2021
111
0
111
0.00%
39.17%
2020
0
0
0
0.00%
35.42%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
60
67
127
52.76%
95.15%
2024
62
0
62
0.00%
96.08%
2023
58
0
58
0.00%
95.22%
2022
50
0
50
0.00%
96.00%
2021
30
0
30
0.00%
93.58%
2020
35
0
35
0.00%
94.02%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
9
7
16
43.75%
94.16%
2024
10
0
10
0.00%
92.29%
2023
6
0
6
0.00%
92.52%
2022
4
0
4
0.00%
92.14%
2021
4
0
4
0.00%
91.74%
2020
0
0
0
0.00%
93.85%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
63
179
242
73.97%
83.87%
2024
60
0
60
0.00%
81.44%
2023
90
0
90
0.00%
74.87%
2022
84
0
84
0.00%
72.69%
2021
91
0
91
0.00%
79.01%
2020
79
0
79
0.00%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
32
189
221
85.52%
13.25%
2024
35
0
35
0.00%
12.32%
2023
35
0
35
0.00%
16.34%
2022
12
0
12
0.00%
11.13%
2021
19
0
19
0.00%
18.93%
2020
24
0
24
0.00%
20.93%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
1
1
100.00%
34.83%
2024
1
0
1
0.00%
35.33%
2023
1
0
1
0.00%
35.67%
2022
0
0
0
0.00%
37.14%