B
United Fire Lloyds
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.39
Risk Adjusted
Capital Ratio #2
0.94
Loss
Ratio
63.68%
Total
Assets
39.83M
Capital
10.39M
Net
Premiums
6.75M
Net
Income
374.15K
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Weiss Ratings United Fire Lloyds
Cedar Rapids, IA 		Click to
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Rating B
Capitalization Index 6.50
Investment Safety Index --
Liquidity Index 9.70
Profitability Index 4.60
Reserve Adequacy Index 5.40
Stability Index 4.50
Company Info United Fire Lloyds
Cedar Rapids, IA 		Click to
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Industry P&C
NAIC Number 43559
Phone Number (319) 399-5700
Website --
Address 118 Second Avenue, SE Cedar Rapids, IA 52401
Balance Sheet United Fire Lloyds
Cedar Rapids, IA 		Click to
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Total Assets 39.83M
Capital and Reserves United Fire Lloyds
Cedar Rapids, IA 		Click to
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Risk-Adjusted Capital Ratio #1 1.39
Risk-Adjusted Capital Ratio #2 0.94
1-Year Reserve Development -10.00%
2-Year Reserve Development 810.00%
Capital 10.39M
Premium to Surplus 120.00%
Reserves to Surplus 150.00%
Investments United Fire Lloyds
Cedar Rapids, IA 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios United Fire Lloyds
Cedar Rapids, IA 		Click to
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Medical Loss Ratio --
Cash From Underwriting 120.00%
Combined Ratio 100.00%
Expense Ratio 40.00%
Loss Ratio 63.68%
Net Premium Growth 10.00%
Other Medical United Fire Lloyds
Cedar Rapids, IA 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability United Fire Lloyds
Cedar Rapids, IA 		Click to
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Net Income 374.15K
Net Premium 6.75M
Health Premium --