B
Rainier Ins Co
PhoenixAZ
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
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Major Rating Factors: Good overall profitability index (5.1 on a scale of 0 to 10). Good overall results on stability tests (5.2) despite. Stability strengths include good operational trends and good risk diversification. The largest net exposure for one risk is conservative at 1.7% of capital. Strong long-term capitalization index (9.1) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors: History of adequate reserve strength (6.9) as reserves have been consistently at an acceptable level. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. R - Concerns about the financial strength of its reinsurers.
Principal Lines of Business: Comm multi (63.3%), fire (13.3%), work comp (13.0%), other (10.4%)
Licensed in: AZ
Principal Investments: Investment grade bonds (42.1%), common stock (2.4%), cash (2.2%), preferred stock (0.7%), non investment grade bonds (0.6%), other (51.9%)
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Investments in Affiliates
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Corporate Info
Group Affiliation
Rothschild International Corporation
Investment Rating
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Company Address
2999 North 44th Street
Phoenix, AZ 85018
Phone Number
(206) 763-1135
NAIC Number
43915
Largest Affiliates
B
Seattle, WA - P&C