Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
12
18
30
60.00%
23.88%
2024
30
6
36
16.67%
23.31%
2023
7
3
10
30.00%
22.83%
2022
0
0
0
0.00%
23.10%
2021
0
0
0
0.00%
22.81%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
135
407
542
75.09%
49.08%
2024
95
69
164
42.07%
47.46%
2023
17
0
17
0.00%
47.29%
2022
0
0
0
0.00%
45.44%
2021
0
0
0
0.00%
44.40%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
49
42
91
46.15%
42.44%
2024
173
112
285
39.30%
41.75%
2023
36
44
80
55.00%
38.64%
2022
24
18
42
42.86%
39.39%
2021
23
20
43
46.51%
40.41%
2020
1
7
8
87.50%
48.09%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
3
3
100.00%
95.15%
2024
0
0
0
0.00%
96.08%
2023
0
0
0
0.00%
95.22%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
94.16%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
58
342
400
85.50%
83.87%
2024
133
50
183
27.32%
81.44%
2023
61
114
175
65.14%
74.87%
2022
5
16
21
76.19%
72.69%
2021
2
2
4
50.00%
79.01%
2020
0
1
1
100.00%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
10
57
67
85.07%
13.25%
2024
24
8
32
25.00%
12.32%
2023
11
3
14
21.43%
16.34%
2022
9
5
14
35.71%
11.13%
2021
2
0
2
0.00%
18.93%
2020
1
0
1
0.00%
20.93%