American Funds 2045 Target Date Retirement Fund® Class R-3
RCHTX
NASDAQ
| Weiss Ratings | RCHTX-NASDAQ | Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Reward Index | Fair | |||
| Reward Grade | C | |||
| Risk Index | Fair | |||
| Risk Grade | C+ | |||
| Company Info | RCHTX-NASDAQ | Click to Compare |
Click to Compare |
Click to Compare |
| Provider | Capital Group | |||
| Manager/Tenure (Years) | Wesley K. Phoa (14), Michelle J. Black (6), David A. Hoag (6), 5 others | |||
| Website | http://capitalgroup.com | |||
| Fund Information | RCHTX-NASDAQ | Click to Compare |
Click to Compare |
Click to Compare |
| Fund Name | American Funds 2045 Target Date Retirement Fund® Class R-3 | |||
| Category | Target-Date 2045 | |||
| Sub-Category | Target Date | |||
| Prospectus Objective | Asset Allocation | |||
| Inception Date | Feb 01, 2007 | |||
| Open/Closed To New Investors | Open | |||
| Minimum Initial Investment | 250.00 | |||
| Minimum Subsequent Investment | 50.00 | |||
| Front End Fee | -- | |||
| Back End Fee | -- | |||
| Dividends and Shares | RCHTX-NASDAQ | Click to Compare |
Click to Compare |
Click to Compare |
| Dividend Yield | 0.41% | |||
| Dividend | RCHTX-NASDAQ | Click to Compare |
Click to Compare |
Click to Compare |
| Dividend Yield (Forward) | 1.57% | |||
| Asset Allocation | RCHTX-NASDAQ | Click to Compare |
Click to Compare |
Click to Compare |
| Cash | 3.76% | |||
| Stock | 84.18% | |||
| U.S. Stock | 58.04% | |||
| Non-U.S. Stock | 26.14% | |||
| Bond | 10.71% | |||
| U.S. Bond | 8.88% | |||
| Non-U.S. Bond | 1.83% | |||
| Preferred | 0.59% | |||
| Convertible | 0.01% | |||
| Other Net | 0.75% | |||
| Price History | RCHTX-NASDAQ | Click to Compare |
Click to Compare |
Click to Compare |
| 7-Day Total Return | -0.99% | |||
| 30-Day Total Return | 0.34% | |||
| 60-Day Total Return | 0.50% | |||
| 90-Day Total Return | 0.42% | |||
| Year to Date Total Return | 9.97% | |||
| 1-Year Total Return | 16.68% | |||
| 2-Year Total Return | 35.18% | |||
| 3-Year Total Return | 60.44% | |||
| 5-Year Total Return | 48.12% | |||
| Price | RCHTX-NASDAQ | Click to Compare |
Click to Compare |
Click to Compare |
| Closing Price | -- | |||
| 1-Month Low Price | -- | |||
| 1-Month High Price | -- | |||
| 52-Week Low Price | -- | |||
| 52-Week Low Price (Date) | -- | |||
| 52-Week High Price | -- | |||
| 52-Week High Price (Date) | -- | |||
| NAV | RCHTX-NASDAQ | Click to Compare |
Click to Compare |
Click to Compare |
| Nav | $25.81 | |||
| 1-Month Low NAV | $25.72 | |||
| 1-Month High NAV | $26.33 | |||
| 52-Week Low NAV | $22.20 | |||
| 52-Week Low NAV (Date) | Mar 30, 2026 | |||
| 52-Week High NAV | $26.33 | |||
| 52-Week High Price (Date) | Aug 13, 2026 | |||
| Beta / Standard Deviation | RCHTX-NASDAQ | Click to Compare |
Click to Compare |
Click to Compare |
| Beta | 0.85 | |||
| Standard Deviation | 11.47 | |||
| Balance Sheet | RCHTX-NASDAQ | Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 47.99B | |||
| Operating Ratios | RCHTX-NASDAQ | Click to Compare |
Click to Compare |
Click to Compare |
| Expense Ratio | 1.01% | |||
| Turnover Ratio | 9.00% | |||
| Performance | RCHTX-NASDAQ | Click to Compare |
Click to Compare |
Click to Compare |
| Last Bull Market Total Return | 24.76% | |||
| Last Bear Market Total Return | -14.43% | |||