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What happens when a company you count on to protect your possessions — or even your life — fails? Unfortunately, you can’t just go and withdraw your money as soon as you hear about brewing...
The healthcare reform debate keeps raging in Washington. But two trends are clear from our unbiased analysis of data from more than 1,600 individual health insurance companies: The number of...
As you may know, buying life insurance is one of the easiest activities to procrastinate over. Most people must go through some life-altering event before they’re even willing to talk about life...
Auto insurance is something everyone needs. Period. Even if your car is paid off and you no longer want full coverage, you’re still required to have liability protection. It’s mandatory across the...
Adequate capital is the most important factor when it comes to analyzing any insurer. That’s because capital levels can indicate what might happen to a company if the going gets tough and policy...
Health insurance is a big unknown for millions of Americans as the new healthcare bill is being drafted for the Senate approval. In the meantime, some of the largest health insurers are just as...
Last week I wrote about Property & Casualty insurers that began operation within the last five years. I outlined that of the rated ones, a majority are considered vulnerable, with a “D” or “E”...
Insurance companies typically don’t elicit much sympathy from the public. We see them as either predatory, thieves or, at the very least, on par with lawyers as businesses that we rarely choose to...
If you own a car or a home, you most likely have a Property and Casualty (P&C) insurance policy to protect those assets. And as you might expect, the insurers writing those policies make a profit...
Of all the companies that suffered during the housing crisis and Great Recession, mortgage insurers fared among the worst. Many fell by the wayside as the financial crisis bit hard, and losses...