Banesco Banco Universal, C.A. provides various banking and financial products and services to individuals and companies in Venezuela. It offers current, savings, pensioners, and other accounts; bank cards; exchange market system; housing, agricultural, and UVC commercial credit, as well as parallel line of credit solutions; investment trust services; payment services and point of sales services; fixed term deposits and other investment solutions; insurance products; and other solutions to private customers. Its corporate banking products and services include current and other accounts; credit and debit cards; point of sale solutions; payment services, collection services, and other services; UVC commercial, agricultural, and construction credits, as well as credit for the tourism and manufacturing sector; and other banking services. It also offers Internet, mobile, and telephone banking services. The company was founded in 1986 and is based in Caracas, Venezuela.