B
Bread Financial Holdings, Inc. BFH
$109.36 $2.372.22% NYSE
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EPS (TTM)

06/30/2026 03/31/2026 12/31/2025 09/30/2025 06/30/2025
Revenue -228.00M -227.00M -214.00M -204.00M -197.00M
Total Other Revenue 2.90B 2.87B 2.82B 2.71B 2.65B
Total Revenue 2.67B 2.64B 2.60B 2.51B 2.45B
Cost of Revenue -- -- -- -- --
Gross Profit 2.67B 2.64B 2.60B 2.51B 2.45B
SG&A Expenses 1.46B 1.44B 1.44B 1.46B 1.47B
Depreciation & Amortization -- -- -- -- --
Other Operating Expenses 470.00M 472.00M 475.00M 481.00M 478.00M
Total Operating Expenses 1.93B 1.91B 1.92B 1.94B 1.95B
Operating Income 741.00M 731.00M 685.00M 568.00M 505.00M
Income Before Tax 683.00M 660.00M 614.00M 540.00M 384.00M
Income Tax Expenses 115.00M 99.00M 92.00M 64.00M 93.00M
Earnings from Continuing Operations 568.00 561.00 522.00 476.00 291.00
Earnings from Discontinued Operations 1.00M 1.00M -3.00M -4.00M -5.00M
Extraordinary Item & Accounting Change -- -- -- -- --
Minority Interest in Earnings -- -- -- -- --
Net Income 569.00M 562.00M 519.00M 472.00M 286.00M
EBIT -- -- -- -- --
EBITDA -- -- -- -- --
EPS Basic 13.04 12.40 11.04 9.98 5.97
Normalized Basic EPS 10.73 10.15 9.11 7.50 6.54
EPS Diluted 12.84 12.22 10.85 9.81 5.89
Normalized Diluted EPS 10.55 10.00 8.96 7.39 6.44
Average Basic Shares Outstanding 174.10M 180.90M 187.10M 191.80M 195.00M
Average Diluted Shares Outstanding 177.40M 183.90M 190.30M 195.20M 198.70M
Dividend Per Share 0.90 0.88 0.86 0.84 0.84
Payout Ratio 7.91% 7.83% 8.09% 8.90% 15.04%