B
Bread Financial Holdings, Inc. BFH
$75.73 $0.720.96% NYSE
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EPS (TTM)

12/31/2025 09/30/2025 06/30/2025 03/31/2025 12/31/2024
Revenue -214.00M -204.00M -197.00M -200.00M -225.00M
Total Other Revenue 2.82B 2.71B 2.65B 2.65B 2.67B
Total Revenue 2.60B 2.51B 2.45B 2.45B 2.44B
Cost of Revenue -- -- -- -- --
Gross Profit 2.60B 2.51B 2.45B 2.45B 2.44B
SG&A Expenses 1.44B 1.46B 1.47B 1.47B 1.46B
Depreciation & Amortization -- -- -- -- --
Other Operating Expenses 488.00M 494.00M 491.00M 478.00M 496.00M
Total Operating Expenses 1.93B 1.95B 1.96B 1.95B 1.95B
Operating Income 672.00M 555.00M 492.00M 498.00M 489.00M
Income Before Tax 614.00M 540.00M 384.00M 390.00M 381.00M
Income Tax Expenses 92.00M 64.00M 93.00M 105.00M 103.00M
Earnings from Continuing Operations 522.00 476.00 291.00 285.00 278.00
Earnings from Discontinued Operations -3.00M -4.00M -5.00M -5.00M -2.00M
Extraordinary Item & Accounting Change -- -- -- -- --
Minority Interest in Earnings -- -- -- -- --
Net Income 519.00M 472.00M 286.00M 280.00M 276.00M
EBIT -- -- -- -- --
EBITDA -- -- -- -- --
EPS Basic 11.04 9.98 5.97 5.68 5.57
Normalized Basic EPS 8.94 7.33 6.36 6.30 6.16
EPS Diluted 10.85 9.81 5.89 5.61 5.54
Normalized Diluted EPS 8.79 7.22 6.27 6.21 6.09
Average Basic Shares Outstanding 187.10M 191.80M 195.00M 197.90M 198.40M
Average Diluted Shares Outstanding 190.30M 195.20M 198.70M 201.70M 201.80M
Dividend Per Share 0.86 0.84 0.84 0.84 0.84
Payout Ratio 8.09% 8.90% 15.04% 15.71% 15.58%