B
Bread Financial Holdings, Inc. BFH
$86.60 $0.820.96% NYSE
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EPS (TTM)

03/31/2026 12/31/2025 09/30/2025 06/30/2025 03/31/2025
Revenue -227.00M -214.00M -204.00M -197.00M -200.00M
Total Other Revenue 2.87B 2.82B 2.71B 2.65B 2.65B
Total Revenue 2.64B 2.60B 2.51B 2.45B 2.45B
Cost of Revenue -- -- -- -- --
Gross Profit 2.64B 2.60B 2.51B 2.45B 2.45B
SG&A Expenses 1.44B 1.44B 1.46B 1.47B 1.47B
Depreciation & Amortization -- -- -- -- --
Other Operating Expenses 485.00M 488.00M 494.00M 491.00M 478.00M
Total Operating Expenses 1.93B 1.93B 1.95B 1.96B 1.95B
Operating Income 718.00M 672.00M 555.00M 492.00M 498.00M
Income Before Tax 660.00M 614.00M 540.00M 384.00M 390.00M
Income Tax Expenses 99.00M 92.00M 64.00M 93.00M 105.00M
Earnings from Continuing Operations 561.00 522.00 476.00 291.00 285.00
Earnings from Discontinued Operations 1.00M -3.00M -4.00M -5.00M -5.00M
Extraordinary Item & Accounting Change -- -- -- -- --
Minority Interest in Earnings -- -- -- -- --
Net Income 562.00M 519.00M 472.00M 286.00M 280.00M
EBIT -- -- -- -- --
EBITDA -- -- -- -- --
EPS Basic 12.40 11.04 9.98 5.97 5.68
Normalized Basic EPS 9.97 8.94 7.33 6.36 6.30
EPS Diluted 12.22 10.85 9.81 5.89 5.61
Normalized Diluted EPS 9.82 8.79 7.22 6.27 6.21
Average Basic Shares Outstanding 180.90M 187.10M 191.80M 195.00M 197.90M
Average Diluted Shares Outstanding 183.90M 190.30M 195.20M 198.70M 201.70M
Dividend Per Share 0.88 0.86 0.84 0.84 0.84
Payout Ratio 7.83% 8.09% 8.90% 15.04% 15.71%