Brighthouse Financial, Inc. BHF

Company Overview

Brighthouse Financial, Inc. is a U.S.-based insurance holding company focused primarily on annuity and life insurance products for retail consumers. The company operates within the financial services and insurance industries, with core activities centered on retirement income solutions, protection products, and investment-linked insurance offerings. Brighthouse Financial was separated from MetLife, Inc. and became an independent publicly traded company in 2017. Its primary revenue drivers include fees from annuity products, net investment income from its general account portfolio, premiums, and spread-based earnings generated through insurance and retirement products.

The company’s principal business lines include variable annuities, fixed annuities, indexed annuities, universal life insurance, and traditional life insurance products. Brighthouse Financial primarily serves individual consumers in the United States through a distribution network that includes independent marketing organizations, broker-dealers, banks, financial advisors, and insurance agencies. The company’s positioning has historically emphasized retirement-focused insurance solutions and risk management capabilities, supported by large-scale asset management operations and actuarial expertise developed during its history as part of MetLife.