Bogota Financial Corp. BSBK

Company Overview

Bogota Financial Corp. is the holding company for Bogota Savings Bank, a federally chartered savings association headquartered in Teaneck, New Jersey. The company operates primarily in the banking and financial services industry, focusing on traditional community banking activities such as residential mortgage lending, commercial real estate lending, multi-family lending, consumer lending, and deposit gathering. Its core revenue drivers are net interest income generated from loans and investment securities, along with fee income derived from banking services. Public filings and banking regulatory disclosures indicate that the company primarily serves individuals, families, and small-to-medium-sized businesses in northern and central New Jersey and surrounding metropolitan markets.

The institution traces its origins to 1893, when Bogota Savings Bank was founded as a community-oriented savings institution. The company later reorganized into a mutual holding company structure and completed a stock offering that established Bogota Financial Corp. as the publicly traded holding entity listed on Nasdaq under the ticker BSBK. The bank’s positioning has historically emphasized relationship banking, local market familiarity, conservative underwriting standards, and customer retention within densely populated suburban and urban markets near New York City.