Bank of San Francisco BSFO

Company Overview

Bank of San Francisco (BSFO) is a privately held community bank that provides commercial banking services primarily to small and mid-sized businesses, nonprofits, professional services firms, and individuals. The bank operates within the U.S. commercial banking industry, focusing on relationship-based banking rather than mass-market retail services. Its core offerings include business lending, deposit products, treasury management, and personal banking services tailored to local clients.

Founded in 2005, the bank was established to serve the specific financial needs of the San Francisco Bay Area business community following consolidation among larger national banks. Since inception, Bank of San Francisco has positioned itself as a locally managed alternative emphasizing credit expertise, direct access to decision-makers, and customized financial solutions. The institution is FDIC-insured and regulated as a California state-chartered bank.