CB Financial Services, Inc. CBFV

Company Overview

CB Financial Services, Inc. (NASDAQ: CBFV) is a U.S.-based financial holding company headquartered in Carmichaels, Pennsylvania. The company operates primarily through its wholly owned banking subsidiary, Community Bank, providing commercial banking, consumer banking, mortgage lending, and wealth management services. CBFV operates within the regional banking and financial services industry, with a business model focused on relationship banking in local and regional markets across Pennsylvania, West Virginia, and Ohio.

The company’s principal revenue drivers include net interest income generated from commercial and consumer lending activities, residential mortgage lending, deposit services, and fee-based financial services. Its lending portfolio includes commercial real estate, commercial and industrial loans, residential real estate mortgages, and consumer loans. CBFV positions itself as a community-oriented regional bank emphasizing personalized customer service, local market knowledge, and long-standing client relationships. The company traces its origins to 1901 through the founding of Community Bank, which evolved from a local community institution into a publicly traded regional banking organization through organic growth and targeted acquisitions.