Muncy Columbia Financial Corporation operates as the bank holding company for Journey Bank that provides banking and related financial services to individual, business, and government customers in Pennsylvania. It offers deposit services which includes noninterest-bearing checking accounts, interest-bearing checking accounts, savings accounts, money market accounts, demand, and time deposits, as well as individual retirement accounts, certificates of deposit, and repo sweep accounts. It also provides commercial, consumer, and mortgage loans; commercial real estate loans comprising commercial mortgages and student housing; residential real estate loans consisting of rental 1-4 family and 1-4 family residential mortgages; multifamily loans; and industrial loans and others. In addition, it offers trust services, including administration of various estates, pension plans, self-directed IRA’s, and other services; personal, corporate, pension, and fiduciary services; stocks, bonds, and other non-insured financial products; and remote capture, internet banking, telephone and mobile banking, and automated teller machine services, as well as investment and insurance products. The company was formerly known as CCFNB Bancorp, Inc. and changed its name to Muncy Columbia Financial Corporation in November 2023. Muncy Columbia Financial Corporation was founded in 1926 and is headquartered in Bloomsburg, Pennsylvania.