Coastal Carolina Bancshares, Inc. CCNB

Company Overview

Coastal Carolina Bancshares, Inc. (CCNB) is a bank holding company headquartered in Myrtle Beach, South Carolina, operating primarily through its wholly owned subsidiary, Coastal Carolina National Bank. The company operates in the U.S. banking and financial services industry, focusing on community banking activities that include commercial and consumer lending, deposit services, treasury management, and mortgage-related banking services. Its primary revenue drivers are net interest income generated from loans and securities, along with fee income tied to banking services and customer accounts.

The company primarily serves small and medium-sized businesses, professionals, real estate developers, and retail customers across South Carolina and nearby regional markets. CCNB positions itself as a relationship-focused community bank emphasizing local market knowledge, customer accessibility, and commercial banking expertise. The institution was founded in 2009 during the aftermath of the financial crisis, a period that created opportunities for newly chartered community banks to serve local businesses and consumers in coastal South Carolina markets underserved by larger financial institutions.