CF Bankshares Inc. CFBK

Company Overview

CF Bankshares Inc. (NASDAQ: CFBK) is a bank holding company headquartered in Worthington, Ohio, operating primarily through its wholly owned subsidiary, CFBank, National Association. The company operates in the regional banking and financial services industry, focusing on commercial banking, residential mortgage banking, treasury management, and related lending activities. Its principal revenue drivers include net interest income from commercial and consumer lending, mortgage banking income, and fees associated with deposit and treasury services.

The company primarily serves small and mid-sized businesses, real estate investors, professionals, and retail customers across selected markets in Ohio and neighboring regions. Historically, the institution evolved from a community banking platform into a commercially focused regional bank with an emphasis on relationship-based banking and specialized lending. Public filings and investor materials indicate the company has emphasized disciplined credit underwriting, commercial real estate lending, and niche commercial banking capabilities as part of its competitive positioning.