Central Pacific Financial Corp. CPF

CPF Company Overview

Central Pacific Financial Corp. is a Hawaii-based bank holding company headquartered in Honolulu and the parent company of Central Pacific Bank, a regional commercial bank serving individuals, businesses, and public sector clients primarily in the state of Hawaii. The company operates in the banking and financial services industry, with core activities including commercial banking, consumer banking, residential mortgage lending, wealth management, and treasury management services. Its primary revenue drivers are net interest income from loans and securities, along with fee income generated from deposit services, wealth advisory activities, and other banking-related products.

The company’s customer base includes small and middle-market businesses, real estate developers, consumers, nonprofit organizations, and government entities throughout Hawaii. Central Pacific Financial Corp. traces its origins to 1954, when Central Pacific Bank was founded by Japanese-American veterans following World War II to provide broader access to financial services within Hawaii’s local communities. Over time, the institution expanded from a community-focused lender into a diversified regional banking organization with statewide operations. The company is recognized for its strong local market presence, long-standing customer relationships, and concentration in Hawaii’s tourism-driven and real estate-oriented economy.