Citizens Bancorp of Virginia, Inc. CZBT

Company Overview

Citizens Bancorp of Virginia, Inc. (CZBT) is a U.S.-based bank holding company that operates primarily through its wholly owned banking subsidiary, The Bank of Marion. The company operates in the regional banking and financial services industry, focusing on community banking activities such as commercial lending, consumer banking, residential mortgage lending, deposit gathering, and related financial services. Its revenue is primarily generated through net interest income derived from loans and investment securities, along with fee income from deposit services and other banking activities.

The company primarily serves individuals, small businesses, agricultural customers, and commercial clients across portions of Virginia, Tennessee, and neighboring regional markets. Its strategic positioning is centered on community banking relationships, local market knowledge, and personalized customer service rather than large-scale national banking operations. The organization traces its history to the establishment of The Bank of Marion in 1874, with the holding company structure later formed to support expansion, regulatory oversight, and capital management activities.