Equifax Inc. EFX

Company Overview

Equifax Inc. is a global data, analytics, and technology company that operates primarily in the credit reporting, financial information services, and identity and fraud solutions industries. The company collects, aggregates, and analyzes consumer and commercial data to help businesses, governments, and consumers assess risk, prevent fraud, and make informed financial decisions. Its core customers include financial institutions, mortgage lenders, employers, insurers, government agencies, and large enterprises across multiple regulated industries.

Founded in 1899 as the Retail Credit Company, Equifax has evolved from a regional credit information provider into one of the three major U.S. consumer credit reporting agencies. Over time, the company expanded internationally and diversified into workforce verification, identity protection, and advanced analytics. Following a major cybersecurity breach disclosed in 2017, Equifax undertook a multiyear transformation focused on cloud-based infrastructure, data security, and technology modernization, which remains central to its current operating strategy.