ES Bancshares, Inc., through its subsidiary, Empire State Bank, provides various financial services in New York. The company offers various deposit products, including personal and business checking, money market, and savings accounts; individual retirement accounts; and certificates of deposits, as well as term certificate accounts. It also provides SBA loans and lines of credit, commercial term loans, commercial letters of credit, residential and commercial real estate loans, multi-family loans, commercial business, home equity loans, and consumer loans. In addition, the company offers cash and escrow management, night depository, remote deposit, debit card, checks, direct deposit, wire transfer, digital wallet, insured cash sweep, certificate of deposit registry service, automatic loan payment and transfer, combined statement, and online and mobile banking services. ES Bancshares, Inc. was founded in 2004 and is headquartered in Staten Island, New York.