First Community Corporation FCCO

Company Overview

First Community Corporation is a U.S. bank holding company headquartered in Lexington, South Carolina, operating primarily through its wholly owned banking subsidiary, First Community Bank. The company operates in the regional banking and financial services industry, providing commercial banking, retail banking, mortgage banking, treasury management, and wealth-related financial services to individuals, small businesses, and commercial customers. Its primary revenue drivers include net interest income from lending activities, deposit-related services, mortgage banking income, and fee-based financial products.

The company was founded in 1994 and expanded through a combination of organic growth and selective acquisitions across the southeastern United States. FCCO has positioned itself as a community-focused financial institution emphasizing relationship banking, local market decision-making, and small-to-mid-sized business lending. Its operating model centers on serving growing metropolitan and suburban markets in the Southeast while maintaining localized customer engagement and credit underwriting practices.