First Bancshares, Inc. operates as the bank holding company for First National Bank that provides community banking products and services in the United States. The company offers premier, independence, lifetime, and freedom checking accounts, as well as visa check cards; statement, health, and money market savings accounts, as well as Christmas club accounts; certificates of deposit; individual retirement accounts; mortgage, home equity, auto, and boat loans; and credit cards. It also provides free small and optimum business checking accounts; commercial real estate, farm line of credit, farm real estate, farm term, line of credit, term, and SBA loans, as well as loan services; business credit cards; and merchant services. In addition, the company offers online banking, mobile banking, and ATM access services. It serves individuals and corporate customers. The company was founded in 1875 and is based in Bellevue, Ohio.