Guaranty Bancorp, Inc. operates as the bank holding company for Woodsville Guaranty Savings Bank that provides personal and business banking products and services. It offers checking, sweep, and savings accounts; certificates of deposit, individual retirement accounts, and IntraFi network deposits; mortgage, consumer, small business administration, and commercial loans; special loan programs; and cash management services. The company also provides trust and investment, wire transfer, overdraft protection, e-statement, payment, and other services, as well as ATM, debit, and credit cards. In addition, it offers Internet, mobile, and telephone banking services. Guaranty Bancorp, Inc. was incorporated in 1889 and is based in Woodsville, New Hampshire.